Built for the way money moves now and for the open economy.
Cap Wallet is a self-custodial wallet built for payments, cards, swaps, and access into tokenized assets such as stocks, commodities, and ETFs. Guided by AI, built for the way money moves now and for the open economy. Keys stay with the user, Cap never takes custody of funds; regulated activity like currency conversion and fiat settlement runs through licensed partners.
The complete financial suite in your pocket
For consumers, the product suite includes Cap Pay, Cap FX, Cap Swap, Cap Stake, Cap Earn, and Cap Card, alongside Cap Markets for tokenized real-world assets.
Cap AI, the built-in AI agent, orchestrates the experience across products, helping users pay, save, invest, and understand their money.
Self-custody rails built for modern companies
Cap for Business extends the same self-custody rails to companies: one account to get paid, pay out, and manage treasury across currencies and borders.
Businesses can invoice and collect in fiat or stablecoins, run batch payroll and supplier payments at real rates, hold multi-currency treasury with multi-sig and role-based controls, issue team cards, and integrate via API.
Cap AI runs the finance operation autonomously, chasing invoices, scoring counterparty risk, and reconciling the books.
What We Believe
Your keys are yours. We never hold them, and we’re built so we can’t.
Cap AI, our built-in AI agent, is core to Cap, not a feature added later. It watches your back and orchestrates your money.
Your financial life shouldn’t be split across 10 apps, or stop at a border. We’re building one home for all of it.
What We Believe
Your keys are yours. We never hold them, and we’re built so we can’t.
Cap AI, our built-in AI agent, is core to Cap, not a feature added later. It watches your back and orchestrates your money.
Your financial life shouldn’t be split across 10 apps, or stop at a border. We’re building one home for all of it.
Leadership
Ibrahim Babangida
Founder & Co-creator
ex (NITDA Nigeria, ShaIntelligence, UK).
Mavis NG
Co-Founder
Mubarak Ibrahim
Co-Founder & CTO
ex (Moniepoint Group)
Serafima Semkina
Co-Founder and COO
ex (Rho Labs, 1ex TradingBoard).
Ahmad Muhammad
Co-Founder and Head of Engineering
ex (SuperTeam, Zynta).