One self custody wallet for payments, cards, swaps, and markets. Guided by AI, built for the way money moves now.

Wallet

One wallet. Every chain.

Multichain

One wallet across every major blockchain.

Crosschain

Move your assets seamlessly, wherever they need to go.

Swap

Exchange any asset in seconds, across every chain.

Payments

Move money anywhere. In seconds.

Pay

Send and receive money instantly in 100+ countries, with easy on- and off-ramps.

FX

Convert currencies at fair, transparent rates.

Card

A virtual and physical card funded by your wallet. Spend anywhere.

Markets

Grow your money. On your terms.

Earn

Grow your savings, automatically.

Markets

Invest in stocks, bonds, commodities, and more, all tokenized in one app.

AI

Intelligence that protects your every move.

Nia manages your fees, portfolio, payments, and security for you.

Fee Optimization

Monitors gas and routing 24/7 to minimize transaction costs.

Risk Protection

Scans smart contracts and addresses before you sign.

Portfolio Nudges

Real-time intelligence managing asset health and payment schedules.

Security

Protection built in. Not bolted on.

Every transaction checked before you sign. Scams blocked, keys protected, recovery built in if you ever need it.

Transaction Scans

Every transaction checked before you sign. Scams blocked in real time.

Protected Keys

Keys protected locally with biometrics & emergency panic lock.

Built-in Recovery

Self-custody recovery built in if you ever need it.

For Business

Run your business. Across every currency.

Multi-currency accounts with stablecoin and bank rails.

Multi-Currency Accounts

Operate across fiat and crypto with seamless balances.

Stablecoin & Bank Rails

Fast, compliant treasury settlements with global reach.